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Video: Does a debt collector have the right to contact me?

A debt collector cannot contact a debtor at inconvenient times under the FDCPA, the Federal Debt Collection Practices Act. There are times between the hours of before 8:00 a.m. and after 9:00 that a debt collector cannot call a debtor. However, if the debt collector and the debtor make an agreement to call outside those hours then that can be done.